Conventional Loan Programs

Refinance

Refinancing your current mortgage has never been easier. If you thought refinancing meant getting buried under mountains of paperwork, think again! We make it easy and worry-free to reduce your interest rate and monthly payment. We can even help you pay down your balance more quickly for comparable monthly payment. Let our mortgage specialists guide you to the very best refinanced loan.

Are you refinancing primarily to lower your rate and monthly payments? Then your best option might be a low fixed rate loan. Maybe you have a fixed rate mortgage now, with a higher rate, or maybe you have an ARM, Adjustable Rate Mortgage, where the interest rate varies. Even if it’s low now, unlike your ARM, when you qualify for a fixed rate mortgage, you lock in that low rate for the life of the loan. This is especially good if you plan on staying put for more than 5 years. If you plan on moving in less than 5 years, an ARM with a lower initial rate might be the best to keep your payment low.

Do you want to cash out some equity to consolidate other debt? Good Idea! If you have the equity in your home to make it work, paying off other debt with higher interest rates than the interest rate on your mortgage means you can save possibly hundreds of dollars per month while taking advantage of the yearly mortgage interest write off from the IRS.

Call Crawford Investment Company today to discuss the many refinance opportunities for you.

What we need:
Last 2 Years W-2’s Last 2 Statements, all asset accounts Copy of Mortgage Statement	Last 2 Paycheck Stubs Drivers License & SSN Card Hazard Insurance declaration page

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